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           <h2 class="title">Hearings of the US House Committee on Financial Services, 108th Congress (2003-2004)</h2>
           <div class="listing_description">
               Congressional hearings conducted by the US House Committee on Financial Services

           </div>
           <ul>
               
                   
                       <li>HHRG-108-0001 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0001.pdf">MONETARY POLICY AND THE STATE</a></li>
                   
                       <li>HHRG-108-0002 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0002.pdf">RECOVERY AND RENEWAL: PROTECTING THE CAPITAL MARKETS AGAINST TERRORISM POST 9/11</a></li>
                   
                       <li>HHRG-108-0003 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0003.pdf">SIMPLIFYING THE HOME BUYING PROCESS: HUD'S PROPOSAL TO REFORM RESPA</a></li>
                   
                       <li>HHRG-108-0004 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0004.pdf">IT'S ONLY FAIR: RETURNING MONEY</a></li>
                   
                       <li>HHRG-108-0005 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0005.pdf">THE NEW BASEL ACCORD: SOUND</a></li>
                   
                       <li>HHRG-108-0006 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0006.pdf">H.R. 522--FEDERAL DEPOSIT INSURANCE REFORM ACT OF 2003</a></li>
                   
                       <li>HHRG-108-0007 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0007.pdf">HOUSING-RELATED AGENCY BUDGETS</a></li>
                   
                       <li>HHRG-108-0008 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0008.pdf">BUSINESS CHECKING FREEDOM ACT OF 2003--H.R. 758 AND H.R. 859</a></li>
                   
                       <li>HHRG-108-0009 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0009.pdf">H.R. 658--The Accountant, Compliance, And Enforcement Staffing Act of 2003 And H.R. 957--The Broker Accountability Through Enhanced Transparency Act of 2003</a></li>
                   
                       <li>HHRG-108-0010 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0010.pdf">PROGRESS SINCE 9/11: THE EFFECTIVENESS OF THE U.S. ANTI-TERRORIST FINANCING EFFORTS</a></li>
                   
                       <li>HHRG-108-0011 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0011.pdf">MUTUAL FUND INDUSTRY PRACTICES AND THEIR EFFECT ON INDIVIDUAL INVESTORS</a></li>
                   
                       <li>HHRG-108-0012 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0012.pdf">PAYING DIVIDENDS: HOW THE PRESIDENT'S TAX PLAN WILL BENEFIT INDIVIDUAL INVESTORS AND STRENGTHEN THE CAPITAL MARKETS</a></li>
                   
                       <li>HHRG-108-0013 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0013.pdf">H.R. 1280--THE DEFENSE PRODUCTION ACT</a></li>
                   
                       <li>HHRG-108-0014 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0014.pdf">STRENGTHENING AMERICA'S COMMUNITIES: EXAMINING THE IMPACT OF FAITH BASED HOUSING PARTNERSHIPS</a></li>
                   
                       <li>HHRG-108-0015 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0015.pdf">H.R. 1375--THE FINANCIAL SERVICES REGULATORY RELIEF ACT OF 2003</a></li>
                   
                       <li>HHRG-108-0016 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0016.pdf">OPENING TRADE IN FINANCIAL SERVICES--THE CHILE AND SINGAPORE EXAMPLES</a></li>
                   
                       <li>HHRG-108-0017 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0017.pdf">THE NATIONAL FLOOD INSURANCE PROGRAM: REVIEW AND REAUTHORIZATION</a></li>
                   
                       <li>HHRG-108-0018 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0018.pdf">RATING THE RATING AGENCIES: THE STATE OF TRANSPARENCY AND COMPETITION</a></li>
                   
                       <li>HHRG-108-0019 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0019.pdf">FIGHTING FRAUD: IMPROVING INFORMATION SECURITY</a></li>
                   
                       <li>HHRG-108-0020 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0020.pdf">H.R. 1474--CHECK CLEARING FOR THE 21ST CENTURY ACT</a></li>
                   
                       <li>HHRG-108-0021 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0021.pdf">PROMOTING THE AMERICAN DREAM OF HOMEOWNERSHIP THROUGH DOWNPAYMENT ASSISTANCE</a></li>
                   
                       <li>HHRG-108-0022 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0022.pdf">THE EFFECTIVENESS OF STATE REGULATION: WHY SOME CONSUMERS CAN'T GET INSURANCE</a></li>
                   
                       <li>HHRG-108-0023 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0023.pdf">STRENGTHENING AND REJUVENATING OUR NATION'S COMMUNITIES AND THE HOPE VI PROGRAM</a></li>
                   
                       <li>HHRG-108-0024 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0024.pdf">UNITED STATES MONETARY AND ECONOMIC POLICY</a></li>
                   
                       <li>HHRG-108-0025 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0025.pdf">INCREASING THE EFFECTIVENESS OF STATE CONSUMER PROTECTION</a></li>
                   
                       <li>HHRG-108-0026 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0026.pdf">THE IMPORTANCE OF THE NATIONAL CREDIT REPORTING SYSTEM TO CONSUMERS AND THE U.S. ECONOMY</a></li>
                   
                       <li>HHRG-108-0027 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0027.pdf">THE STATE OF THE INTERNATIONAL FINANCIAL SYSTEM--IMF REFORM AND COMPLIANCE WITH IMF AGREEMENTS</a></li>
                   
                       <li>HHRG-108-0028 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0028.pdf">DIVESTING SADDAM: FREEZING, SEIZING, AND REPATRIATING SADDAM'S MONEY TO THE IRAQIS</a></li>
                   
                       <li>HHRG-108-0029 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0029.pdf">RETIREMENT SECURITY: WHAT SENIORS NEED TO KNOW ABOUT PROTECTING THEIR FUTURES</a></li>
                   
                       <li>HHRG-108-0030 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0030.pdf">THE LONG AND SHORT OF HEDGE FUNDS: EFFECTS OF STRATEGIES FOR MANAGING MARKET RISK</a></li>
                   
                       <li>HHRG-108-0031 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0031.pdf">THE SECTION 8 HOUSING ASSISTANCE PROGRAM: PROMOTING DECENT AFFORDABLE HOUSING FOR FAMILIES AND INDIVIDUALS WHO RENT--DAY 1</a></li>
                   
                       <li>HHRG-108-0032 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0032.pdf">THE ACCOUNTING TREATMENT</a></li>
                   
                       <li>HHRG-108-0033 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0033.pdf">FAIR CREDIT REPORTING ACT: HOW IT FUNCTIONS FOR CONSUMERS AND THE ECONOMY</a></li>
                   
                       <li>HHRG-108-0034 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0034.pdf">H.R. 2179--THE SECURITIES FRAUD DETERRENCE AND INVESTOR RESTITUTION ACT OF 2003</a></li>
                   
                       <li>HHRG-108-0035 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0035.pdf">FINANCING EMPLOYEE OWNERSHIP PROGRAMS: AN OVERVIEW</a></li>
                   
                       <li>HHRG-108-0036 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0036.pdf">MATCHING CAPITAL AND ACCOUNTABILITY--THE MILLENNIUM CHALLENGE ACCOUNT</a></li>
                   
                       <li>HHRG-108-0037 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0037.pdf">THE ROLE OF FCRA IN THE CREDIT GRANTING PROCESS</a></li>
                   
                       <li>HHRG-108-0038 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0038.pdf">THE ROLE OF FCRA IN EMPLOYEE BACKGROUND CHECKS AND THE COLLECTION OF MEDICAL INFORMATION</a></li>
                   
                       <li>HHRG-108-0039 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0039.pdf">H.R. 2420--THE MUTUAL FUNDS INTEGRITY AND FEE TRANSPARENCY ACT OF 2003</a></li>
                   
                       <li>HHRG-108-0040 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0040.pdf">THE NEW BASEL ACCORD: IN SEARCH OF A UNIFIED U.S. POSITION</a></li>
                   
                       <li>HHRG-108-0041 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0041.pdf">RURAL HOUSING IN AMERICA</a></li>
                   
                       <li>HHRG-108-0042 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0042.pdf">FIGHTING IDENTITY THEFT--THE ROLE OF FCRA</a></li>
                   
                       <li>HHRG-108-0043 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0043.pdf">GSE OVERSIGHT: THE NEED FOR REFORM AND MODERNIZATION</a></li>
                   
                       <li>HHRG-108-0044 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0044.pdf">SAVING TAXPAYER MONEY THROUGH SOUND FINANCIAL MANAGEMENT</a></li>
                   
                       <li>HHRG-108-0045 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0045.pdf">SERVING THE UNDERSERVED: INITIATIVES TO BROADEN ACCESS TO THE FINANCIAL MAINSTREAM</a></li>
                   
                       <li>HHRG-108-0046 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0046.pdf">FIELD HEARING COMMUNITY DEVELOPMENT BLOCK GRANTS (CDBG)--THE IMPACT OF CDBG ON OUR COMMUNITIES</a></li>
                   
                       <li>HHRG-108-0047 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0047.pdf">H.R. 2622--FAIR AND ACCURATE CREDIT TRANSACTIONS ACT OF 2003</a></li>
                   
                       <li>HHRG-108-0048 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0048.pdf">MONETARY POLICY AND THE STATE OF THE ECONOMY</a></li>
                   
                       <li>HHRG-108-0049 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0049.pdf">H.R. 1985--THE FHA MULTIFAMILY LOAN LIMIT ADJUSTMENT ACT OF 2003</a></li>
                   
                       <li>HHRG-108-0050 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0050.pdf">THE SECTION 8 PROGRAM--COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) PROGRAMS, AND AFFORDABLE HOUSING IN OHIO</a></li>
                   
                       <li>HHRG-108-0051 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0051.pdf">THE TREASURY DEPARTMENT'S VIEWS ON THE REGULATION OF GOVERNMENT SPONSORED ENTERPRISES</a></li>
                   
                       <li>HHRG-108-0052 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0052.pdf">ACCOUNTING UNDER SARBANES-OXLEY: ARE FINANCIAL STATEMENTS MORE RELIABLE?</a></li>
                   
                       <li>HHRG-108-0053 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0053.pdf">THE HAMAS ASSET FREEZE AND OTHER GOVERNMENT EFFORTS TO STOP TERRORIST FUNDING</a></li>
                   
                       <li>HHRG-108-0054 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0054.pdf">H.R. 2575--THE SECONDARY MORTGAGE MARKET ENTERPRISES REGULATORY IMPROVEMENT ACT</a></li>
                   
                       <li>HHRG-108-0055 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0055.pdf">REMITTANCES: REDUCING COSTS, INCREASING COMPETITION AND BROADENING ACCESS TO THE MARKET</a></li>
                   
                       <li>HHRG-108-0056 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0056.pdf">CHINA'S EXCHANGE RATE REGIME AND ITS EFFECTS ON THE U.S. ECONOMY</a></li>
                   
                       <li>HHRG-108-0057 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0057.pdf">REVIEWING U.S. CAPITAL MARKET STRUCTURE: THE NEW YORK STOCK EXCHANGE AND RELATED ISSUES</a></li>
                   
                       <li>HHRG-108-0058 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0058.pdf">GOVERNMENT AND INDUSTRY EFFORTS TO PROTECT OUR MONEY DURING BLACKOUTS, HURRICANES, AND OTHER DISASTERS</a></li>
                   
                       <li>HHRG-108-0059 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0059.pdf">WORLD BANK LENDING TO IRAN</a></li>
                   
                       <li>HHRG-108-0060 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0060.pdf">REVIEWING U.S. CAPITAL MARKET STRUCTURE--PROMOTING COMPETITION IN A CHANGING TRADING ENVIRONMENT</a></li>
                   
                       <li>HHRG-108-0061 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0061.pdf">MUTUAL FUNDS: WHO'S LOOKING</a></li>
                   
                       <li>HHRG-108-0062 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0062.pdf">PROTECTING HOMEOWNERS: PREVENTING ABUSIVE LENDING WHILE PRESERVING ACCESS TO CREDIT</a></li>
                   
                       <li>HHRG-108-0063 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0063.pdf">REFORMING INSURANCE REGULATION:</a></li>
                   
                       <li>HHRG-108-0064 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0064.pdf">SPECIAL EXAMINATION OF FREDDIE MAC</a></li>
                   
                       <li>HHRG-108-0065 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0065.pdf">CONGRESSIONAL REVIEW OF OCC PREEMPTION</a></li>
                   
                       <li>HHRG-108-0066 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0066.pdf">THE ROLE OF ATTORNEYS IN CORPORATE GOVERNANCE</a></li>
                   
                       <li>HHRG-108-0067 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0067.pdf">MONETARY POLICY AND THE STATE OF THE ECONOMY</a></li>
                   
                       <li>HHRG-108-0068 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0068.pdf">MARKET STRUCTURE III: THE ROLE OF THE SPECIALIST IN THE EVOLVING MODERN MARKETPLACE</a></li>
                   
                       <li>HHRG-108-0069 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0069.pdf">H.R. 3574--THE STOCK OPTION ACCOUNTING REFORM ACT</a></li>
                   
                       <li>HHRG-108-0070 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0070.pdf">OVERSIGHT OF THE FEDERAL DEPOSIT INSURANCE CORPORATION</a></li>
                   
                       <li>HHRG-108-0071 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0071.pdf">PENDING COIN AND MEDAL LEGISLATION</a></li>
                   
                       <li>HHRG-108-0072 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0072.pdf">U.S. AND FOREIGN EFFORTS TO RECOVER IRAQ'S STOLEN MONEY</a></li>
                   
                       <li>HHRG-108-0073 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0073.pdf">SUCCESSFUL HOMEOWNERSHIP AND RENTING THROUGH HOUSING COUNSELING</a></li>
                   
                       <li>HHRG-108-0074 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0074.pdf">H.R. 3755--ZERO DOWNPAYMENT ACT OF 2004</a></li>
                   
                       <li>HHRG-108-0075 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0075.pdf">STATE OF THE INTERNATIONAL FINANCIAL SYSTEM</a></li>
                   
                       <li>HHRG-108-0076 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0076.pdf">SUBPRIME LENDING: DEFINING</a></li>
                   
                       <li>HHRG-108-0077 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0077.pdf">WORKING WITH STATE REGULATORS TO INCREASE INSURANCE CHOICES FOR CONSUMERS</a></li>
                   
                       <li>HHRG-108-0078 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0078.pdf">OVERSIGHT OF THE OFFICE OF THE COMPTROLLER OF THE CURRENCY: EXAMINATION OF POLICIES, PROCEDURES AND RESOURCES</a></li>
                   
                       <li>HHRG-108-0079 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0079.pdf">HIPC DEBT RELIEF: WHICH WAY FORWARD?</a></li>
                   
                       <li>HHRG-108-0080 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0080.pdf">THE FASB STOCK OPTIONS PROPOSAL: ITS EFFECT ON THE U.S. ECONOMY AND JOBS</a></li>
                   
                       <li>HHRG-108-0081 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0081.pdf">A REVIEW OF TRIA AND ITS</a></li>
                   
                       <li>HHRG-108-0082 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0082.pdf">MONEY MATTERS: COIN AND COUNTERFEITING ISSUES</a></li>
                   
                       <li>HHRG-108-0083 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0083.pdf">IMPROVING HOUSING OPPORTUNITIES FOR NATIVE AMERICANS</a></li>
                   
                       <li>HHRG-108-0084 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0084.pdf">OVERSIGHT OF THE EXPORT-IMPORT BANK OF THE UNITED STATES</a></li>
                   
                       <li>HHRG-108-0085 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0085.pdf">CUTTING THROUGH THE RED TAPE: REGULATORY RELIEF FOR AMERICA'S COMMUNITY BASED BANKS</a></li>
                   
                       <li>HHRG-108-0086 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0086.pdf">THE US-EU REGULATORY DIALOGUE AND ITS FUTURE</a></li>
                   
                       <li>HHRG-108-0087 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0087.pdf">IMPROVING FINANCIAL OVERSIGHT: A PRIVATE SECTOR VIEW OF ANTI-MONEY LAUNDERING EFFORTS</a></li>
                   
                       <li>HHRG-108-0088 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0088.pdf">THE SEC PROPOSAL ON MARKET STRUCTURE: HOW WILL INVESTORS FARE?</a></li>
                   
                       <li>HHRG-108-0089 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0089.pdf">OVERSIGHT OF THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT</a></li>
                   
                       <li>HHRG-108-0090 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0090.pdf">INVESTING FOR THE FUTURE:</a></li>
                   
                       <li>HHRG-108-0091 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0091.pdf">RISK MANAGEMENT AND REGULATORY FAILURES AT RIGGS BANK AND UBS: LESSONS LEARNED</a></li>
                   
                       <li>HHRG-108-0092 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0092.pdf">BROKEN DREAMS IN THE POCONOS: THE RESPONSE OF THE SECONDARY MARKETS AND IMPLICATIONS FOR FEDERAL LEGISLATION</a></li>
                   
                       <li>HHRG-108-0093 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0093.pdf">H.R. 4110--FHA SINGLE FAMILY LOAN LIMIT ADJUSTMENT ACT OF 2004</a></li>
                   
                       <li>HHRG-108-0094 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0094.pdf">OVERSIGHT OF THE DEPARTMENT OF TREASURY</a></li>
                   
                       <li>HHRG-108-0095 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0095.pdf">THE US-EU REGULATORY DIALOGUE: THE PRIVATE SECTOR PERSPECTIVE</a></li>
                   
                       <li>HHRG-108-0096 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0096.pdf">THE NEW BASEL ACCORD: PRIVATE SECTOR PERSPECTIVES</a></li>
                   
                       <li>HHRG-108-0097 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0097.pdf">PROMOTING HOME OWNERSHIP BY ENSURING LIQUIDITY IN THE SUBPRIME MORTGAGE MARKET</a></li>
                   
                       <li>HHRG-108-0098 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0098.pdf">OVERSIGHT OF THE PUBLIC COMPANY ACCOUNTING OVERSIGHT BOARD</a></li>
                   
                       <li>HHRG-108-0099 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0099.pdf">H.R. 4057--THE SAMARITAN INITIATIVE ACT OF 2004</a></li>
                   
                       <li>HHRG-108-0100 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0100.pdf">REVIEW OF THE OFFICE OF FEDERAL HOUSING ENTERPRISE OVERSIGHT AND FEDERAL HOUSING FINANCE BOARD</a></li>
                   
                       <li>HHRG-108-0101 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0101.pdf">DIVERSITY IN THE FINANCIAL SERVICES INDUSTRY AND ACCESS TO CAPITAL FOR MINORITY-OWNED BUSINESSES: CHALLENGES AND OPPORTUNITIES</a></li>
                   
                       <li>HHRG-108-0102 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0102.pdf">MULTIFAMILY HOUSING: MORE ACCESSIBLE HUD DATA COULD HELP EFFORTS TO PRESERVE HOUSING FOR LOW INCOME TENANTS</a></li>
                   
                       <li>HHRG-108-0103 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0103.pdf">CREDIT UNION REGULATORY IMPROVEMENTS</a></li>
                   
                       <li>HHRG-108-0104 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0104.pdf">MONETARY POLICY AND THE STATE OF THE ECONOMY</a></li>
                   
                       <li>HHRG-108-0105 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0105.pdf">SHELL GAMES: CORPORATE GOVERNANCE AND ACCOUNTING FOR OIL AND GAS RESERVES</a></li>
                   
                       <li>HHRG-108-0106 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0106.pdf">SARBANES-OXLEY: TWO YEARS OF MARKET AND INVESTOR RECOVERY</a></li>
                   
                       <li>HHRG-108-0107 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0107.pdf">THE 9/11 COMMISSION REPORT: IDENTIFYING AND PREVENTING TERRORIST FINANCING</a></li>
                   
                       <li>HHRG-108-0108 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0108.pdf">PROTECTING OUR FINANCIAL INFRASTRUCTURE: PREPARATION AND VIGILANCE</a></li>
                   
                       <li>HHRG-108-0109 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0109.pdf">G.I. FINANCES: PROTECTING THOSE WHO PROTECT US</a></li>
                   
                       <li>HHRG-108-0110 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0110.pdf">THE RATINGS GAME: IMPROVING TRANSPARENCY AND COMPETITION AMONG THE CREDIT RATING AGENCIES</a></li>
                   
                       <li>HHRG-108-0111 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0111.pdf">FINANCIAL SERVICES ISSUES: A CONSUMER'S PERSPECTIVE</a></li>
                   
                       <li>HHRG-108-0112 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0112.pdf">LEGISLATIVE PROPOSALS TO IMPLEMENT THE RECOMMENDATIONS OF THE 9/11 COMMISSION</a></li>
                   
                       <li>HHRG-108-0113 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0113.pdf">ENCOURAGING SMALL BUSINESS GROWTH AND ACCESS TO CAPITAL</a></li>
                   
                       <li>HHRG-108-0114 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0114.pdf">COMBATING INTERNATIONAL TERRORIST FINANCING</a></li>
                   
                       <li>HHRG-108-0115 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0115.pdf">THE OFHEO REPORT: ALLEGATIONS OF ACCOUNTING AND MANAGEMENT FAILURE AT FANNIE MAE</a></li>
                   
                       <li>HHRG-108-0116 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0116.pdf">MORTGAGE FRAUD AND ITS IMPACT ON MORTGAGE LENDERS</a></li>
                   
                       <li>HHRG-108-0117 - <a href="http://docs.govdoc.org/us/legi/house/cfs/hearings/HHRG-108-0117.pdf">BANKS, MERGERS, AND THE AFFECTED COMMUNITIES</a></li>
                   
               
           </ul>
       </div>

       <div class="post" id="footnotes">
           <h2 class="title"><a name="notes">Notes</a></h2>
           <ol id="notes_list"></ol>
       </div>





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